To Robo Or Not To Robo

Those of you who have been reading the investment news lately can’t help but have come across this new breed of advisors that lack souls.  No, seriously, they are are quite robotic.  The aforementioned are more formerly called “Robo-Advisors”.  These algorithmic money managers take in your assets, ask some questions about your goals and time […]

There Is Still Time: Year-End Tax Planning Strategies

Although the days are waning for 2015, there is still time to get your act together for a more cheerful result of your tax situation this year.  Although this week and next will be consumed with festivities, there are still several business days to make the following moves: If you are over 70 1/2 years […]

Do I need to charge interest when I lend my kids money?

I was recently approached by a college student who wanted to know what to do about her student loans.  She was getting charged a hefty interest rate on her Federal Student Loans.  Speaking of, Stafford student loan rates are going to to 4.66% for loans disbursed from July 1, 2014 to June 30, 2015 from […]

Market is Up and Few are Scared

CNBC today noted that the last time people had this little concern about a market correction, as noted by the weekly Investors Intelligence report, was at the time of the market crash of 1987.  They note that bearishness is at 13.3% of investors.  Contrarians are licking their lips, with their fingers on the SELL button. […]

Required Minimum Payments Are Coming Up

Although the thought of Christmas coming isn’t overly jubilant to those hanging onto the waning days down to the Cape or Maine, it may be prudent to start putting some plans in place to prepare for year-end distribution requirements out of your IRA.  To recap,if you are turning 70-1/2 this year, a calculation is requited […]

Critique of Theory that Boomers will Crash Market

I was recently listening to an NPR segment covering the theory that baby boomers would be responsible for an inevitable market crash.  The reasoning was that, as the baby boomer generation reaching the point of needing income, they will begin liquidating stocks in massive quantities.  This theory definitely has holes for the following reasons: 1) […]

Decreasing Medicare Part B Fees

For those of you filling single at just over $85K in annual income per year and over $170,000 per year if filing jointly, your monthly premium for Medicare Part B bumps up over $4o.  Unlike Medicare Part A, which covers hospital costs, and is free to most enrolled, Part B comes at a price.  Part […]

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